Farmer-owned,
Landscape Focused,
Future Ready

Regen Farmers Mutual (RFM) is a member-owned organisation created for Australian farmers by Australian farmers. We help our members discover and develop opportunities to invest in their natural capital assets from various sources including government programs, environmental markets, philanthropy, local economic networks, and supply chains. Our focus is on supporting regenerative agricultural practices that are both environmentally sustainable and economically profitable.

Unlike commercial brokers or industry bodies, the mutual is entirely owned by its farmer members. This means that when you join, you're not just a client—you're an owner with voting rights and a say in how the organisation operates. Our mutual structure ensures we're always working in your best interests, not for external shareholders or profit motives. We're built on the proven success of the cooperative model in Australian agriculture, bringing collective farmer power to the emerging opportunities in regenerative agriculture and environmental markets.

‘From the ground up’ reflects our commitment to farmer-led decision making and bottom-up approaches to regenerative agriculture. It means solutions that start with farmers' practical knowledge and landscape understanding, rather than top-down policies or market demands. It also has a literal meaning—rebuilding soil health from the ground up is a cornerstone of regenerative practices. ‘From the ground up’ represents our approach to building this mutual: created by farmers, for farmers, with farmers at the helm. The mutual was formed to provide a strong platform to work with other true land stewards - indigenous groups and ecologists - to forge a regenerative future together.

No, Regen Farmers Mutual welcomes farmers of all sizes. Our strength lies in bringing together diverse farming operations across landscapes to create collective impact and opportunity. Medium-sized farms often benefit most from our collective approach, as it gives them access to markets, funding, and resources that might otherwise only be available to larger operations. Smaller-sized farms can access grant funding opportunities and resources, where market access for current carbon farming opportunities may not be viable due to available land area.

You can become a member by: Read about the Mutual’s principles in our constitution Clicking on the "Join Us" or "Find Your Crowd" button Completing the membership application form Paying the membership fee Completing your farm profile in the member portal Once approved, you'll receive full access to all member benefits and be welcomed into the Regen Farmers Mutual community.

As a member of Regen Farmers Mutual, you'll receive: Access to our digital farm mapping tool to create your farm's ‘digital twin’ Use of our Australian standard carbon emissions calculator for verified reporting GREG, our AI assistant designed to help you find funding opportunities tailored to your farm The opportunity to join or form Landscape Impact Programs with neighbouring farmers Connection to our expert advisor network and peer-to-peer learning community Aggregated access to environmental markets for the creation and trade of carbon credits and biodiversity certificates Opportunities to participate in supply shed agreements with premium buyers Collective bargaining power through our mutual structure Member-only events, webinars, and learning resources Voting rights in the governance of the mutual

Unlike corporations where voting power is determined by investment size, Regen Farmers Mutual operates on the cooperative principle of ‘one member, one vote.’ This means that every member has equal say in major decisions affecting the mutual, regardless of their farm size or length of membership. This democratic structure ensures that the mutual remains focused on creating value for all members rather than benefiting only the largest contributors.

RFM helps you invest in and receive benefits from your regenerative practices in several ways: Identifying grants and funding programs specifically for regenerative agriculture and access to environmental markets Facilitating access to carbon and biodiversity markets Creating supply shed agreements with premium buyers who value sustainable practices Reducing costs through collective purchasing and resource sharing Increasing farm resilience, productivity, and profitability through improved land management Our mutual is designed to reduce the considerable barriers for Australian farmers to successfully access funding for regenerative projects and premium markets that value their environmental stewardship.

On your member platform find common regenerative strategies for each type of land management unit linked to the funding opportunities that support implementations.

Your farm's digital twin is an interactive GIS (Geographic Information System) map of your property that helps you visualise and manage your natural capital assets. This tool allows you to: Map your farm boundaries and land use zones Identify areas with high potential for carbon projects or biodiversity improvements Design and plan regenerative interventions Track changes and improvements over time The digital twin serves as the foundation for other Regen Farmers Mutual services, helping personalise opportunities to your specific landscape context.

GREG (Geospatial Reasoning Engine Guide) is our AI assistant specifically trained to help farmers identify funding and market opportunities for regenerative practices. GREG can: Search hundreds of grants, programs, and (in the future) market opportunities Match funding sources to your specific farm profile and goals Explain eligibility requirements in plain language Help prioritise opportunities by deadline and potential return Assist with drafting application responses (future capability) Manage your regenerative projects, including prompts for action and calendar reminders (future capability) Unlike general AI systems, GREG is trained specifically on agricultural and environmental funding programs, regenerative strategies, and the unique Australian farming context, making its recommendations highly relevant and practical.

Landscape Impact Programs are collaborative initiatives where groups of farmers in the same region work together to implement regenerative strategies at scale. These programs offer: Access to larger funding pools only available to collaborative projects Enhanced environmental outcomes through landscape-scale approaches The ability to create connected wildlife corridors, highly valuable carbon sinks, landscape rehydration and waterway protections Where possible shared equipment, knowledge, and implementation costs Increased market power through aggregated supply The potential for premium prices for provenance marketing of local landscape stewardship - as food is identified with place, so too can high integrity environmental market ‘products’. RFM helps you find or form these groups, facilitates their operation when funding is available, and supports them in accessing appropriate project funding and markets.

Our Australian standard carbon emissions calculator, uses the Environmental Accounting Platform from Agriculture Innovation Australia (AIA), to help you understand and quantify your farm's greenhouse gas emissions and sequestration potential. It: Establishes your carbon baseline through a user-friendly questionnaire Supports cost benefit analysis for insetting or setting up carbon farming projects by providing verified data Helps you understand the first steps for accessing premium markets for low-carbon produce Benchmarks your performance against regional and industry averages (future capability) The calculator is designed specifically for Australian agricultural systems and regularly updated to reflect the latest science and methodologies. A future capability will be for the mutual’s platform strategy engine to link you to your Farm Emission Reduction Plan guide so that you can create your own way forward. This would Identify quick wins for emissions reduction specific to your operation.

There are funding sources available for farmers transitioning to regenerative practices, including: Federal and state government grants specific to sustainable agriculture Natural resource management (NRM) funding through regional bodies Private philanthropic grants focused on environmental outcomes Corporate sustainability initiatives and supply chain investments Research and development partnerships Land stewardship programs Conservation finance mechanisms GREG, our AI assistant, helps members identify some of these opportunities matched with their specific farm context and regenerative goals.

Through Regen Farmers Mutual, members can access various environmental markets including: Australian Carbon Credit Units (ACCUs) through registered methodologies Voluntary carbon markets both domestically and internationally Biodiversity Certificates under the Nature Repair Market Supply chain sustainability premiums through verified practices Nature Positive Credits and corporate biodiversity investments Compliance offsetting markets for development projects Water quality improvement markets Renewable energy opportunities Our mutual helps you navigate these complex markets and find the ones best suited to your farm and regenerative goals.

Carbon credits are created when you implement practices that either reduce greenhouse gas emissions or remove carbon dioxide from the atmosphere, storing it in soil or vegetation. For farmers, common carbon project types include: Environmental plantings (trees and shrubs) Soil carbon sequestration through improved land management Avoided clearing of native vegetation Livestock feed supplements to reduce methane emissions Each credit represents one tonne of carbon dioxide equivalent either reduced or sequestered. These credits can then be sold to businesses or individuals looking to offset their emissions. RFM helps members understand which carbon methodologies might work on their land, connect with project advisors, finance projects, and access buyers for their credits.

Biodiversity Certificates are a new market mechanism recognising landholders who protect or enhance biodiversity on their properties. These certificates verify the biodiversity outcomes achieved and can be sold to buyers interested in supporting biodiversity conservation. To earn Biodiversity Certificates, you need to: Establish a baseline assessment of your property's biodiversity Implement approved conservation or enhancement activities Verify the biodiversity improvements through accredited assessors Register your certificates on the appropriate platform RFM helps members navigate this emerging market, connect with appropriate certification schemes, and find potential buyers for their biodiversity outcomes.

Regen Farmers Mutual makes it easy to connect with like-minded farmers in your area through: Our interactive map showing member locations and existing Landscape Impact Programs Regional in-person events and field days Virtual networking opportunities in our member portal (future capability) Facilitated introductions based on similar interests or goals Regional coordinators who can help form new groups Once you've completed your farm profile, we'll automatically identify potential collaboration opportunities near you.

Collaborating with neighbouring farms creates numerous benefits: Ecological: Connected corridors for wildlife, improved watershed management, landscape rehydrationand greater biodiversity outcomes Economic: Access to larger funding pools only available for landscape-scale projects, where possible shared equipment costs, and increased market power Knowledge: Shared learning, peer support, and collective problem-solving Social: Stronger rural communities and improved regional resilience Practical: More efficient implementation of practices across property boundaries Our most successful members are those who engage actively with regional farmer groups to amplify their individual efforts.

Supply Shed Agreements are innovative arrangements between groups of farmers in a region (the "supply shed") and buyers interested in sustainable sourcing. These agreements: Identify the priority ecological interventions, so that companies drawing from the natural resources of that landscape support the farmers to take actions that address those priorities. Recognise and reward regenerative practices through price premiums or favourable terms Create long-term relationships between producers and buyers Allow for collective verification and reporting, reducing individual burden Support landscape-scale transitions to regenerative agriculture RFM facilitates these agreements by helping farmer groups demonstrate their collective impact and connecting them with values-aligned buyers.

The collective wisdom of the membership is an invaluable and growing resource. This can be accessed in the Guru Space, via GREG which has been trained on regenerative strategies, your local Regen Advisor and participation in the Members Council, webinars and member events. Regen Farmers Mutual members have introductions to farming systems groups with networks of specialists including: Agro-ecological advisors for soil health, biodiversity, and whole system design Carbon farming specialists familiar with methodologies and project development Experienced regenerative farmers willing to share their knowledge Financial and legal advisors specialising in natural capital markets Implementation coaches providing practical support for on-ground changes

The Guru Space is our online learning and knowledge-sharing platform where members can: Access a curated library of resources on regenerative practices Ask questions and receive answers from peers and experts Share experiences and lessons learned Watch recorded webinars and training sessions Find NRM region-specific information relevant to your farm and whole of landscape plan (future capability) The space, a constant and collective work in progress, is designed to build capacity within our membership and reduce dependency on external ‘top down’ expertise over time.

We run a variety of events to support member learning and networking, including: Monthly webinars on specific regenerative practices or market opportunities Regional field days showcasing member farms and successful implementations Workshops on accessing specific funding opportunities or markets Annual member gatherings to shape the future direction of the mutual Trading in Regen events connecting members with potential buyers and highlighting industry trends and opportunities Bioregional networking events to foster landscape collaborations Events are recorded and made available in the member portal for those unable to attend live.

Our members are achieving significant initial results, including: STAR group members on the way to designing a scalable Productivity+ Carbon + Biodiversity program (including improving pastures, environmental plantings and Box Gum Grassy Woodlands credits) Granite to Goulburn group looking to create supply shed agreements and access premiums for low carbon beef Murray Inland Delta farmers collaborating on feasibility and cost benefit analysis for scaling ‘hydrated biolinks’ (plantings with wetlands and riparian areas at the heart of them) as high integrity carbon sinks for ACCU generation and wetland revival Individual farmers identifying and successfully applying for previously unknown grant opportunities Landscape groups accessing more funding than individual applications 10 Victorian farmers’ carbon farming projects feasibility assessed, increasing their potential for significant state-based incentives to help underwrite project establishment Members supported by an international environmental NGO to co-design biodiversity corridors and carbon sinks connecting a national park to state park to form ‘hydrated biolinks’ Farmers co-designing a drought resilience decision tool based on maximising their individual farm and landscape natural capital advantages Farmers transitioning to regenerative grazing with verified carbon and biodiversity outcomes Each successful project builds our collective knowledge and strengthens the case for farmer-led regenerative approaches.

We measure success through multiple lenses: Economic: Funding secured, premium market access achieved, and financial savings and returns to members Environmental: Carbon sequestered, biodiversity enhanced, and landscape function improved Social: Member satisfaction, community wellbeing, and regional resilience Organisational: Membership growth, financial sustainability, and influence on policy and markets As a mutual, our ultimate measure of success is the value created and retained by our members—both individually and collectively.

Data security and privacy is a core principle at Regen Farmers Mutual, and is embedded in our constitution that states that - “We promote member’s control, security and privacy of data”. This is the reason why we created Regen Digital, a subsidiary of the mutual. We: Never sell or share your data without explicit permission Use enterprise-grade encryption for transferring information Give you full control over what information is shared and with whom Enable you to use your data to create value while maintaining ownership Regularly audit our systems for security vulnerabilities Our farmer-owned structure means that protecting your data is in everyone's interest.

Technical support is available via: Email to "support@regenfarmersmutual.com" - there is a 24-hour response time Peer support through our community page - including Guru Space

The timeline for results varies depending on your goals: Funding opportunities can be identified immediately through GREG Digital Twin mapping provides immediate insights into your natural capital potential Carbon baseline establishment via the carbon emissions calculator takes about 1 hour, sometimes less Landscape Impact Program group formation typically takes 1-3 months Carbon and biodiversity projects generally take 6-12 months to establish Financial returns from environmental markets usually begin within 1-5 years. Environmental plantings registered with the Clean Energy Regulator (CER) accrue ACCU income when trees are 2 metres high and at 20% canopy cover, often at year 5. Many members report that the knowledge gained and connections made provide immediate value, even before financial returns materialise.

To get the most value from your membership: Complete your farm profile and Digital Twin mapping promptly Use the tools Establish your carbon baseline using our calculator Engage with GREG regularly to stay informed about funding opportunities Connect with your community Connect with other members in your region to explore collaborative projects Participate in learning events via webinars and our Trading in Regen event and contribute to the community Schedule a check-in with a Mutual-affiliated regen advisor to refine your approach (future capability) Use your member voting rights to help shape the future of the mutual Members who actively engage with all aspects of the platform consistently report the highest satisfaction and return on their membership investment.

As a member-owned mutual, your participation is essential to our success: Attend webinars or our Trading in Regen event Vote in member decisions and consider running for the Member Council Share your experiences and knowledge with fellow members Introduce other farmers in your network to the benefits of membership Provide feedback on tools and features to help us improve Participate in pilot programs for new initiatives Share your success stories to demonstrate the value of our collective approach Help train GREG by providing feedback on its recommendations Every member contribution strengthens our collective capacity to grow Australia's regenerative future, together.

Ready to become part of Australia's leading farmer-owned regenerative agriculture mutual? Visit regenfarmersmutual.com and click "Find Your Crowd" to begin your membership application, or contact us directly at support@regenfarmersmutual.com to speak with a current member about their experience. Join us in growing Australia's regenerative future, together—from the ground up.